avoid writing current health care issue blog reason start writing won't stop discussing issue friends facebook page discussions quite passionate quite heated rumors hear-says myths speculations healthcare bill risen level doubt happened american social political life multiple bills floating capitol today senator baucus unveiled so-called bipartisan bill apparently republican olympia snowe support option public-option requires families contribute income health insurance premiums imposes fines family purchase insurance bill impose restrictions insurance companies prevent rejecting people pre-existing conditions increasing rates people illnesses bill accepted cost billion year time bill kind disappointment thirteen percent income health insurance premium call affordable bill encourage competition public option insurance companies field time rates called exchange market place state handful insurance companies select health co-operatives proposed bill compete insurance companies jersey state imposes regulatory measures individual small business health coverage standard plans individuals community rated late meant carrier offer standard individual health benefits plans rate applicants gender profession health status geographical location state carriers offer standard individual health benefits plans community rating considers ratio highest rates standard individual health benefits plan lowest rates standard individual health benefits plan perfect ensures aspect health coverage premium rate adjusted based health status aspects baucus bill states bill huge compromise light slap insurance companies palms presume worked deal fail understand bill similar bills reduce health care cost insuring reduce risk insurance companies possibly improve profits insurance companies share policy holders reduce premiums premiums part story deductibles pocket expenses insurance companies policing doctor's decisions inflated hospital bills doctor's hospitals practicing defensive medicine shield potential malpractice suits public participation reform control healthcare costs people bankrupt lose homes afford medical insurance suggestion government provide supplementary insurance major medical costs chemotherapy expensive treatments surgeries insurance companies reluctant cover medicare patients requiring dialysis kidney failures reached medicare qualifying expand coverage life saving expensive treatments chemotherapy transplant surgeries similar conditions require minor adjustment social security taxes taxes significantly reduce cost general health insurance potential savings premium cover increase taxes 