sudipta bhawmik originally published anandasangbad january issue denial fact remain true belong called baby boomer generation born quickly approaching plan financial planning iras important talking social cultural planning golden years moving florida question admit move adult community florida spent rest lives complete strangers dream returning back homeland india times contemplated thought retirement benefits social security paycheck live kings india specifically kolkata true return india relatives parents uncles aunts longer relationships cousins friends loose re-establish india left youth exist moving foreign land cost living india growing doubtful long leverage dollar advantage finally children grandchildren country live happily india rule left alternative living downsize homes move smaller condos townhouses adult housing blend mainstream spend time local senior centers playing bingo pool harm actively engaged bengali social cultural activities difficult adjust bingo atlantic city tours high time future happily engaged intellectually stimulating satisfying uncle india retired government started edit publish unique magazine titled phire dekha back magazine retired people retired people twelfth year magazine grown loyal hundreds retired people india write stories experiences professionals doctors lawyers accountants share expertise engage social debates magazine grown movement sorts subscriber-members meet discuss chat good time type activity involved retire adopted homeland anandamandir effectively support movement serve vehicle sustain engaged anandamandir committee develop cultural center serve social cultural retreat golden years give thought send comments bhawmik gmail 