We are getting old! We maybe in denial, but the fact remain true.  Those of us who belong to the so called baby boomer generation (that is born between 1946 and 1964) are quickly approaching the age about which we need to think and plan about. Yes, financial planning, like IRAs and 401(k)s are important, but I am talking about social and cultural planning. What are we going to do in our “golden yearsâ€?